See each job clearly
Separate materials, labour and subcontractor costs by project, so one busy month doesn’t hide an unprofitable job.
BOOKKEEPING WITH A PERSONAL TOUCH
Your business.
Your ambition.
In balance.
You build the business. We bring clarity to the books. Practical bookkeeping and business support for the people moving The Bahamas forward.
Work directly with Miguel Valerino
25 years of accounting & business experience
A LITTLE ORDER. A LOT MORE CONFIDENCE.
VALCORA BUSINESS LEDGER✓
ILLUSTRATIVE EXAMPLE • BSD01 / 03
✓
Every detail accounted for.More room to focus on what’s next.
BUILT ON EXPERIENCE — GROUNDED IN THE BAHAMAS
25 years of experience✦QuickBooks expertise✦English & Spanish✦Nassau based
01 / THE SUPPORT BEHIND YOUR BUSINESS
Clear books.
A clearer way forward.
From the first invoice to the monthly overview, get practical support that fits the way your business works.
EXPLORE THE DETAILS01 / 07
ILLUSTRATIVE SERVICE DEMO
Sample figures and workflows, not client records.
01Bookkeeping & QuickBooks+
Keep income, expenses and bank activity organised, with records you can actually use to make decisions.
- Transaction entry and categorisation
- Bank and credit card reconciliations
- QuickBooks organisation and catch-up bookkeeping
- Monthly income, expense and balance reports
02Payroll & NIB records+
Bring structure to payday, from approved hours and wage records to supporting NIB contribution schedules.
- Weekly or monthly payroll preparation
- Employee wage and deduction records
- NIB contribution record preparation and reconciliation
- Payroll summaries for your review
03Receivables & payables+
Know who owes you, what you owe, and what needs attention next.
- Customer invoices and payment tracking
- Outstanding invoice and overdue balance reports
- Supplier bills and payment schedules
- Customer and supplier statement reconciliation
04Job costs, inventory & pricing+
Understand what each job or product really costs before the small expenses eat into your margin.
- Materials, labour and subcontractor cost tracking
- Job-by-job income and expense summaries
- Inventory and landed-cost records
- Budget, quotation and pricing support
05VAT & business records+
Keep the paperwork behind your Bahamian business organised and ready for review.
- VAT transaction schedules for registered businesses
- Sales, purchase and supporting receipt organisation
- Turnover summaries for Business Licence preparation
- Records prepared for your accountant or authorised adviser
VAT support is tailored to your registration and the agreed scope of work.
06Business operations support+
Practical help beyond the ledger, grounded in hands-on commercial experience.
- Cash flow planning and expense budgets
- Quotations and administrative organisation
- Shipment and inventory record coordination
- English and Spanish business communication
07Audit & review+
Audit support and internal financial review to help organise evidence, check balances and highlight items that need attention.
- Bank, ledger and supplier balance checks
- Supporting document and transaction reviews
- Discrepancy identification and follow-up schedules
- Audit-ready records and coordination with your appointed auditor
The review scope is agreed in advance. Independent statutory audit opinions and certification require an appropriately qualified professional.
02 / FOR THE PEOPLE BUILDING THE BAHAMAS
On site all day.
On top of your numbers.
Builders, electricians, plumbers, maintenance teams and independent trades: your next job deserves your attention. Your last job still needs its books.
Follow the money
Track deposits, progress invoices, balances and agreed retentions, with a clear view of what’s been collected.
Give receipts a home
Organise supplier bills, fuel, freight and equipment expenses before they become a pile at month-end.
TRY A QUICK JOB CHECK
Busy is good.
Knowing your margin is better.
Explore a simple job estimate. Adjust the figures to see what’s left.
ESTIMATED JOB SURPLUS$3,500
23.3%job marginPlanning illustration only. Use amounts on the same VAT basis. Excludes tax, business overhead and any costs you have not entered; this is not your net profit.
YOUR PARTNER IN THE DETAILSMiguel Valerino
Accounting · Finance · Business operations
25YEARS OF
EXPERIENCE
EXPERIENCE
03 / THE PERSON BEHIND THE NUMBERS
Meet Miguel.
Experience you can talk to.
Good bookkeeping is personal. It starts with understanding the person running the business.
Miguel Ángel Valerino Prado brings 25 years of accounting, finance and business operations experience across The Bahamas and Cuba. Based in Nassau, he combines financial discipline with an understanding of the day-to-day realities of running a business.
His background spans marine and generator operations, commercial enterprises and tourism—covering QuickBooks, payroll, NIB contributions, inventory, costing, budgets and financial analysis.
Hands-on commercial experienceWilliams Marine / Island Diesel Engines and Generators · Peter Roker’s Enterprises · Havanatur
Accounting & Finance educationAntonio Guiteras Holmes Polytechnic Institute, 2004–2007
Tools that support your businessQuickBooks · Agiliron · AccountMate · Excel
Let’s make the numbers make sense.
En inglés o en español. Con claridad y confianza.
04 / SIMPLE FROM THE START
Less back-and-forth.
More moving forward.
Tell Miguel what’s happening.
A new business, overdue books or a growing crew. Start with your priorities and the support you need.
A scope that fits your business.
Agree on the work, records, timetable and fee before getting started. One-off support or an ongoing routine.
Stay organised. Stay informed.
Keep a clear process for sharing records, reviewing the figures and seeing what needs attention.
A FEW THINGS YOU MAY BE WONDERING
Good questions.
Clear answers.
Can you help if my books are behind?+
Yes. Start by telling Miguel the period involved, your software and what records you have. He can review the catch-up work and agree a manageable scope with you.
Do I have to use QuickBooks?+
No. Miguel has experience with QuickBooks, Agiliron, AccountMate and Excel. The right approach depends on your existing records, business size and reporting needs.
Do you work with small contractors?+
Yes. Services can be shaped around individual tradespeople and small teams, including job cost records, invoice tracking, supplier bills and payroll preparation.
What does it cost?+
Fees are quoted after a discussion of your transaction volume, record condition, payroll needs and reporting frequency. Contact Miguel for a scope and fee tailored to your business.
What should I bring to our first discussion?+
A brief description of your business, the help you need, your current software and how far up to date your records are. Please don’t send bank credentials or employee personal data through the enquiry form.
Can we speak in Spanish?+
Absolutely. Miguel is bilingual in English and Spanish. Puede explicar las necesidades de su negocio en español y recibir una atención clara y personal.
BAHAMAS BUSINESS RESOURCES
Business Licence VAT information NIB portals Official guidance. Requirements may change.LET’S OPEN A BETTER CHAPTER
You have plans.
Let’s put the books
behind them.
Tell Miguel a little about your business.
We’ll take it from there.
Nassau, The Bahamas
English & Español
English & Español